Black Friday is November 27, and shoppers in Victorville and the High Desert are already comparing finance offers. Kia currently lists 0% APR for qualified customers on several 2026 models, including the Sportage, Sorento, EV6, EV9 and Niro EV. Here are the terms for each offer, listed exactly as Kia publishes them, so you can see what is on the table before you visit Valley Hi Kia.

0% APR is for qualified customers and subject to credit approval. Full terms are listed with each offer below.

Kia finance offers for Victorville shoppers

Each offer below shows the APR options by term, followed by Kia's terms for that offer. Rates and terms are for qualified customers, so your approval decides what you are offered.

2026 Sportage, Sportage Hybrid, Sorento, Sorento Hybrid and Sorento Plug-in Hybrid: 0% APR up to 48 months

These five models share the same finance offer, with 0% APR available at the 48 month term and other terms up to 84 months.

2026 Sportage Plug-in Hybrid: 0% APR up to 48 months

The Sportage Plug-in Hybrid has its own set of terms, so it is listed separately.

2026 EV6: 0% APR up to 60 months

The EV6 offer runs on longer terms, with 0% APR available at the 60 month term.

2026 EV9: 0% APR up to 60 months, including $5,000 APR Bonus Cash

The EV9 offer includes APR Bonus Cash, which has its own rules (see the terms below).

2026 Niro EV: 0% APR up to 72 months, including $3,500 APR Bonus Cash

The Niro EV offer also includes APR Bonus Cash, with the same rules as the EV9 offer.

How to get ready before you visit

• Pick the model first. The terms differ by model, so knowing which Kia you want tells you which offer applies.
• Check availability. Offers are subject to vehicle availability and apply to vehicles in retail stock, so browse current inventory before you come in.
• Ask about your approval. The rate and term you are offered depend on credit approval through Kia Finance America.
• Ask what can be combined. Offers may not be combined except where specified.

What else do High Desert shoppers ask about Kia finance offers?

Which Kia models have 0% APR right now?

Kia's current offers list 0% APR for qualified customers on the 2026 Sportage, Sportage Hybrid, Sportage Plug-in Hybrid, Sorento, Sorento Hybrid and Sorento Plug-in Hybrid at up to 48 months, the 2026 EV6 and EV9 at up to 60 months, and the 2026 Niro EV at up to 72 months. Each offer has its own terms, listed on this page.

Does everyone qualify for 0% APR?

No. APR financing is subject to credit approval by Kia Finance America (KFA) for well-qualified buyers, and only a limited number of customers will qualify for the advertised APR. Your rate and term depend on your credit approval.

When do these Kia finance offers end?

For the offers on this page, you must take delivery from a participating dealer and from retail stock by 01/04/2027, and the finance contract must be signed and dated no later than 01/04/2027. Offers are limited-time and subject to vehicle availability.

Can I combine these offers with other Kia offers?

Offers may not be combined except where specified. The EV9 and Niro EV offers include APR Bonus Cash, which must be applied as a down payment and is not available on leases. Ask a Valley Hi Kia team member which offers can be used together on the vehicle you want.

Do the 0% APR offers apply to used or 2027 Kia models?

These offers apply to new vehicles only, and the 0% APR terms listed here are for the 2026 models named above. Kia lists separate finance offers for some 2027 models, so ask your Valley Hi Kia team about the model you are considering.