Finance Center

Valley Hi Kia: Financing
Please call (888)868-7405 with any questions or email our internet staff by clicking here.

Valley Hi Kia has teamed up with numerous banks across the country to offer a wide range of finance and lease options. Chances are we can find a lender and a program to fit your budget.

If you find yourself needing additional assistance please call (888) 868-7405 and ask to speak to a finance specialist today.

Start The Finance Process

Apply for financing online today to start the process and spend less time at our store. Our online application is fast, safe, and secure.
Leasing versus buying. The answer? It depends.

Leases and loans are simply two different methods of vehicle financing. One finances the use of a vehicle with the option to purchase; the other finances the purchase of a vehicle. Each has its own benefits and drawbacks. 

It's impossible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You should not only look at the financial comparisons but also at your own personal priorities and financial goals.
Buying And Leasing Are Different
Choosing whether to lease or buy is an important decision. You should consider leasing, if you'd like to drive a new car every two or three years, prefer lower monthly payments, drive under 12,000 miles per year and want to avoid paying for any major repair work. 

However, you should think about purchasing your next vehicle if you like to keep your car for longer than three years, drive in excess of 12,000 miles per year, customize your vehicle and one day payoff your vehicle so you have any monthly car payment.
Why Do Leases Cost Less?
As an example, if you lease a car that costs $20,000, that will have an estimated value of $13,000 after 24 months, you pay for the $7000 difference (depreciation), plus finance charges, plus fees. 

When you buy, you pay the entire $20,000, plus finance charges, plus fees. This is fundamentally why leasing offers significantly lower monthly payments than buying.

Financing, Service & Parts for New & Used Cars at Valley Hi Kia in Victorville, CA

Sometimes it can be difficult to find a car loan with a low payment or a short-term loan that allows you to pay off your vehicle in only a few years. Here at Valley Hi Kia, we make this process easy and efficient for our customers. Our experts will help come up with a loan program that is made just for you and your needs. This way you will be able to drive off in your dream Kia car while being comfortable with your payments. So for an auto loan in the Victorville region, visit Valley Hi Kia and we'll figure out the plan that is tailored just for you!

Valley Hi Kia strives to maintain a complete inventory of new 2015 and 2016 Kia vehicles. Select from all of the latest Kia models including the Soul, Forte, Sedona, Sorento, Sportage, Optima and more. We are also one of few dealerships rated to sell and maintain the brand new 2015 Kia K900. We want to make the buying experience for our customers easy and hassle free which is why we take pride in being the dealership in the Victorville, Hesperia, Apple Valley, Adelanto and Barstow area that makes this as simple as possible for you. Please feel free to stop by or contact us to take a test drive with one of our auto experts and see why the vehicles from Kia are so popular.



  • Monday 8:30AM - 9:00PM
  • Tuesday 8:30AM - 9:00PM
  • Wednesday 8:30AM - 9:00PM
  • Thursday 8:30AM - 9:00PM
  • Friday 8:30AM - 9:00PM
  • Saturday 8:30AM - 9:00PM
  • Sunday 10:00AM - 9:00PM

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